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What is Private Medical Insurance?

Giving you access to medical care outside the NHS when you need it.

How does Private Medical Insurance work?

The NHS provides great care, but there are times when you may benefit from being able to access private care providers too. Private Medical Insurance can let you access treatment more quickly than the NHS can offer at a time and place that is convenient to you, or provide treatment that might not be available at all through the NHS. When you have an issue with your health, private care can give you access to diagnosis or treatment that can give you peace of mind quickly.

Why would PMI be important to someone like me?

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Farid is in his mid twenties, living at home with his parents and with no dependents.
Tasha is married with a young family and has recently bought a new house
Mandy is married with two grown up children who have left home.

More information about your PMI cover with Umbrella

Insurance Provider

[INSURANCE PROVIDER]

Am I eligible for Private Medical Insurance (PMI)?

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What level of cover will I receive?

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Is the level of cover capped?

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What happens if I earn above the cap?

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Will I pay an excess if I make a claim?

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If I require underwriting, will I be covered in the interim period?

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What conditions are covered with my PMI policy?

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Is this a taxable benefit?

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Can I add dependants on to this policy?

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When can I add dependants?

Are there any additional benefits included with this policy?

Important Information

All treatment should be authorised in advance with your insurer to ensure the claim will be paid and you understand any costs that you may have to meet. Not every condition will be covered so please check your policy and speak to your insurer before accessing treatment.